Delinquency

Delinquent: Negative Impact - If an account collects less in current month because they have become delinquent.

Delinquent Recovery: Positive Impact - If an account collects more than the previous month per collected on delinquent invoices.

Delinquency Paid: Negative Impact - If an account collects less in current month because previous month was inflated due to a Cancel Fee.

Month	ABC Amt Collected	Diff from Prev Month	Activity	Activity Date	Activity Note	Report Explanation	Report Classification
Jan	25.00	0.00			January invoice collected	There is no difference from December to January in the collected amount, therefore the account will not reflect on the January Monthly Comparison Report.	None
Feb	0.00	-25.00	Credit Card Declined	20-Feb	Credit Card declined therefore the account became past due.	ABC collected $25.00 less in February than in January. This is because the account became delinquent by not paying the current month’s invoice. Therefore the negative difference of $25.00 will be categorized as DELINQUENT on the Monthly Comparison Report.	DELINQUENT
Mar	50.00	50.00	Paid the February & March Invoice	20-Mar	Member brought account current. Paid the February & March invoices.	ABC collected $50.00 more in March than in February. This is due to the recovery of the delinquent invoices. Therefore the positive difference of $50.00 will be categorized as DELINQUENT RECOVERY on the Monthly Comparison Report.	DELINQUENT RECOVERY
Apr	25.00	-25.00			April invoice is collected	ABC collected $25.00 less in April than in March. This is because the previous month of March was inflated by the delinquent recovery. Therefore the negative difference of $25.00 will be categorized as a DELINQUENCY PAID on the Monthly Comparison Report.	DELINQUENCY PAID