Decline Reasons
Reason Code | Reason Description |
CAN | CANCELLED |
CCD | CREDIT CARD PAYMENT |
CGB | CHARGEBACK |
CRD | CREDIT - PAYMENT MADE AT CLUB |
DCL | DECLINED |
DFT | DRAFT PAYMENT |
DIS | DISPUTED PAYMENT |
DLT | DELETE BATCH TRANS-NOT USED TO POST |
DNH | DO NOT HONOR |
DUP | DUPLICATE |
EXP | EXPIRED CARD |
HLD | HOLD CARD |
INV | INVALID |
MIS | MISSING/LOST/STOLEN CARD |
NA | NOT ACCEPTED |
NTB | PAYMENT REVERSAL |
PMT | PAYMENT TRANSACTION |
RCR | REVERSE CREDIT PAYMENT |
R01 | INSUFFICIENT FUNDS |
R02 | ACCOUNT CLOSED |
R03 | NO ACCOUNT/UNABLE TO LOCATE |
R04 | INVALID ACCOUNT NUMBER |
R05 | NO PRENOTIFICATION ON FILE |
R06 | RETURNED PER ODFI'S REQUEST |
R07 | AUTHORIZATION REVOKED |
R08 | PAYMENT STOPPED |
R09 | UNCOLLECTED FUNDS |
R10 | CUSTOMER ADVISES NOT AUTHORIZED |
R11 | CHECK SAFEKEEPING ENTRY RETURNED |
R12 | BRANCH SOLD TO ANOTHER DFI |
R13 | RDFI NOT QUALIFIED TO PARTICIPATE |
R14 | ACCOUNT HOLDER DECEASED |
R15 | BENEFICIARY DECEASED |
R16 | ACCOUNT FROZEN |
R18 | IMPROPER EFFECTIVE ENTRY DATE |
R20 | NON TRANSACTION ACCOUNT |
R21 | INVALID COMPANY IDENTIFICATION |
R22 | INVALID INDIVIDUAL ID NUMBER |
R23 | PAYMENT REFUSED BY BILLER |
R24 | DUPLICATE ENTRY |
R29 | DISPUTES CHARGES |
R30 | POSTED TO WRONG ACCOUNT |
R31 | REFER TO MAKER |
R32 | COMPUTER ERROR |
R33 | NOT GIVEN |
R34 | ENDORSE AS DRAWN |
R35 | WRONG ROUTING NUMBER |
R36 | CANCELLED |
R37 | ENDORSEMENT CANCELLED |
R38 | POSTED TWICE |
R39 | REVERSE PAYMENT TO LATE FEE |
R40 | REVERSE LATE FEE TO PAYMENT |
R41 | LOST OR STOLEN CHECK |
R42 | NO PAPER DRAFTS |
TRN | TRANSFERRED ACCOUNT |
UAT | UNAUTHORIZED |
RED | REDEPOSIT NSF DRAFTS |
FRZ | FREEZE |
DFR | DRAFT PAYMENT REPOST |
PMR | PAYMENT REPOST |
CCR | CREDIT CARD REPOST |
CRR | CREDIT REPOST |
R17 | FILE REC EDIT CRITERIA |
R61 | MISROUTED RETURN |
OVD | OVERDRAFT |
CCX | CREDIT CARD DECLINED |
DCC | CREDIT CARD DECLINED |
HCC | HOLD CREDIT CARD |
ICC | INVALID CREDIT CARD |
NCC | NOT TO BE DONE CREDIT CARD |
ECC | CREDIT CARD EXPIRED |
REA | REVERSE TO EXPIRED ACCOUNT |
R28 | ROUTING CHECK DIGIT ERROR |
RFC | COLLECTION PAYMENT |
RPR | REPOST RFC PAYMENT |
FZZ | FROZEN MEMBERSHIP |
CRF | COLLECTION PAYMENT MADE AT CLUB |
CRP | COLLECTION REVERSE MADE AT CLUB |
CRT | COLLECTION REPOST MADE AT CLUB |
CGR | CHARGEBACK REPOST |
R52 | STOP PAYMENT ON ITEM |
R74 | CORRECTED RETURN |
R46 | INVALID REPRESENTATIVE PAYEE INDICATOR |
R45 | INVALID INDIVIDUAL NAME/COMPANY NAME |
EPN | EFT PRENOTE |